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Innovative Mortgage Brokers

Welcome, we're glad you're here. 


Hi, I'm Brad.

I'm the broker and owner here at Innovative Mortgage Brokers. I started in mortgage lending when I was 16. I had the exciting job of copying loan files to be delivered to investors. Fortunately, I was motivated - and there was no where to go but up. Six years later I had worked my way into a loan officer position. Today, I have my own brokerage in downtown Healdsburg, and I couldn't be happier. This is the only career I've ever had, which isn't something many people can say. As a result, I know how to help each and every client that comes to me in the way that will best suit their needs. Even when they've been told no before.

You see, as a broker I have access to loan programs that banks and direct lenders don't. That means I don't have to try to fit you into a program because my options are limited - I can use my resources to find the perfect program for you. The result is smoother, faster transactions, and much happier clients.  

I've been doing this for a long time, so naturally I have a lot of information to share. If you have a mortgage lending need, or just have questions - please call me, I'm always happy to help.

Brad Eskra


And I'm Kristina!

I spent some time processing loans way back when, but most of my professional career was spent in retail banking management. I have always felt very passionately about customer service and retention, and being able to control how we do that is one of my very favorite parts of owning our own business. 

I will say, having three small children and running a business is not for the faint of heart. The thing that really keeps me going is the admiration I have for the incredible job Brad does for our clients. I'm not kidding when I say many of our clients end up being friends of ours long after their transaction has ended. I tease Brad about it often, but it really is a testament to how he does his job. His passion, empathy and experience are truly unmatched in our industry.

When we're not working, our family enjoys camping, gardening, traveling, and having impromptu pizza parties with our neighbors in our backyard. We love the community we live in, and we're so grateful to call Healdsburg home.

Kristina Eskra



More importantly, this is what our clients say...

If you are looking for a loan and need assistance, Brad is definitely the man to see. He is knowledgeable, friendly and truly great at what he does. Brad helped us purchase our first home in 2010. It was a complicated transaction but Brad did everything he could to make it a smooth and positive experience. He was always willing to answer any questions we had and responded to us in a timely manner. We have recommended Brad to family and friends and will be sure to use his services in the future as well.


Matt & Jenny Brown

Santa Rosa, CA

I've had the good fortune, really a blessing, of using Innovative Mortgage Brokers. Brad has done multiple loans, both refinance and home purchase for myself and family members. I wholeheartedly would recommend him to anyone looking for the best home loan or refinance options on the market. He makes what could be a very stressful loan experience as seamless as it can be. He is a man of integrity and goes out of his way to get the best loan that fits your needs.

Sharnae Felter

Corona, CA

Brad understands the business side of financing and gave us numerous options so that we could choose the financial approach that best fit our needs. What we loved about working with him the most was his genuine desire to help us through the process. He provides an excellent, professional service with a personal touch. I am positive we will use his expertise in the future.

Sue & Kyle Thompson

Santa Rosa, CA


Working with Brad was the BEST experience we have had with any loan experience. He treats you with personal concern and works extremely hard to find a great loan and to process the loan - often the hardest part! He is an incredible problem solver, trustworthy, responds immediately, and understands how to make the process easy and efficient. I give my highest recommendation for Brad.

Wayne & Libby Bennett

Sacramento, CA

Brads knowledge of the industry and his efforts to continually go above and beyond for his clients are far beyond the industry standards. Brad was able to pre approve us for a great home loan when another company was unable to, and on top of that he got us a half percent lower rate than we had expected! I was a bit nervous starting the process as it was my first home loan, but it could not have been made any easier. He truly looks out for your best interests!

Zack & Kristin Rector

Santa Rosa, CA

My experience with Brad Eskra at Innovative Mortgage Brokers was amazing. Brad was on top of everything, every step of the way. I could not have asked for a better guy to walk me through the process of making the biggest purchase of my life. Brad really gave me understanding of the process every step of the way, which made my decision making easier. I'm so grateful for the time he took to answer all my questions, calls and texts - no matter what time of day it was.

Antonia Fernandez

Vacaville, CA

Here's where to find us...

250 Healdsburg Avenue Suite 204

Healdsburg, CA 95448

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Office: 707.473.8755

Cell: 707.583.4409

Fax: 707.540.6255


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